The photograph was taken in Helsinki on November 30th.
This morning it rained while commuting by bicycle, and there was ice and wet snow on the road. The winter tires with 240 studs may be my best investment ever. On the other hand, I have used them for only two months so far, less than 1000 km, so I can't say much about durability yet.
(Posting title is from the poem The Investment Banker by Eileen R. Tabios.)